Reviewed by Matilda Rose Edwards. Researches and maintains every calculator and guide on this site.
Part 1 of 5
The two-child limit is gone
Since 2017, families could only get a child element for their first two children. That restriction ended on 6 April 2026. Universal Credit now includes a child element for every child you are responsible for, however many there are, and the exceptions people had to apply for (multiple births, adoption, non-consensual conception) no longer matter for the element itself. Families already claiming did not need to do anything: the extra amount was added automatically, arriving in the May or June payment depending on where their assessment period fell.
Part 2 of 5
The health element now has two rates
The limited capability for work-related activity element used to be a single figure. From 6 April 2026 it is two: £429.80 a month, or £217.26. The higher rate is protected for anyone already receiving it, anyone who reported their condition before 6 April 2026, anyone meeting the severe conditions criteria, and anyone claiming under the special rules for end of life. Everyone else gets the lower rate, a difference of £2,550.48 a year between two people with the same condition.
Check the date on the figures
Part 3 of 5
Allowances rose faster than prices
The standard allowance was uprated above inflation, part of a multi-year commitment to raise it in real terms. A single person aged 25 or over went from £400.14 to £424.90 a month, and a couple where one is 25 or over from £628.10 to £666.97. Child elements, disabled child additions, the carer element and the childcare caps all rose too, and the work allowances went to £427.00 and £710.00.
Part 4 of 5
What did not change
Three things were left exactly where they were, and all three affect housing. Local Housing Allowance was frozen for a third year at rates set from September 2023 market rents, so private renters face a widening gap between the cap and their actual rent. The benefit cap was frozen again. And the 14% and 25% under-occupancy reductions, the capital limits of £6,000.00 and £16,000.00, and the 55% taper are all unchanged.
Part 5 of 5
What to check on your own claim
If you have three or more children, check the child elements appear on your statement. Every child should have one. If you reported a health condition close to 6 April, check which rate you were given, because the date you reported it decides it. If your rent went up in April, report the change: the housing element does not follow a rent increase on its own. And if your award is capped, check whether the exemptions now apply to you, because the earnings threshold moved even though the cap did not.
Rates
The figures behind this guide
Every amount here is 2026/27 and is read from the same table the calculators use, so the page and the tool cannot drift apart.
- Single 25+, a month
- £424.90
- Two-child limit
- Ended
- Health element, two rates
- £429.80 / £217.26
- LHA and the benefit cap
- Frozen
Was £400.14
From 6 April 2026
Split on 6 April 2026
Housing support did not move
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