Universal Credit Calculator

Everything that changed in Universal Credit in April 2026

The two-child limit ended, the health element split into two rates, and every allowance rose above inflation. What changed on 6 April 2026, with the figures.

Last updated

Key takeaways

MR

Reviewed by Matilda Rose Edwards. Researches and maintains every calculator and guide on this site.

Part 1 of 5

The two-child limit is gone

Since 2017, families could only get a child element for their first two children. That restriction ended on 6 April 2026. Universal Credit now includes a child element for every child you are responsible for, however many there are, and the exceptions people had to apply for (multiple births, adoption, non-consensual conception) no longer matter for the element itself. Families already claiming did not need to do anything: the extra amount was added automatically, arriving in the May or June payment depending on where their assessment period fell.

Part 2 of 5

The health element now has two rates

The limited capability for work-related activity element used to be a single figure. From 6 April 2026 it is two: £429.80 a month, or £217.26. The higher rate is protected for anyone already receiving it, anyone who reported their condition before 6 April 2026, anyone meeting the severe conditions criteria, and anyone claiming under the special rules for end of life. Everyone else gets the lower rate, a difference of £2,550.48 a year between two people with the same condition.

Check the date on the figures

Universal Credit rates are uprated every April. Check the last-updated date at the top of this page before you rely on any amount here, and run your own household through the calculator rather than reading across from an example.

Part 3 of 5

Allowances rose faster than prices

The standard allowance was uprated above inflation, part of a multi-year commitment to raise it in real terms. A single person aged 25 or over went from £400.14 to £424.90 a month, and a couple where one is 25 or over from £628.10 to £666.97. Child elements, disabled child additions, the carer element and the childcare caps all rose too, and the work allowances went to £427.00 and £710.00.

Part 4 of 5

What did not change

Three things were left exactly where they were, and all three affect housing. Local Housing Allowance was frozen for a third year at rates set from September 2023 market rents, so private renters face a widening gap between the cap and their actual rent. The benefit cap was frozen again. And the 14% and 25% under-occupancy reductions, the capital limits of £6,000.00 and £16,000.00, and the 55% taper are all unchanged.

Part 5 of 5

What to check on your own claim

If you have three or more children, check the child elements appear on your statement. Every child should have one. If you reported a health condition close to 6 April, check which rate you were given, because the date you reported it decides it. If your rent went up in April, report the change: the housing element does not follow a rent increase on its own. And if your award is capped, check whether the exemptions now apply to you, because the earnings threshold moved even though the cap did not.

Rates

The figures behind this guide

Every amount here is 2026/27 and is read from the same table the calculators use, so the page and the tool cannot drift apart.

Single 25+, a month
£424.90

Was £400.14

Two-child limit
Ended

From 6 April 2026

Health element, two rates
£429.80 / £217.26

Split on 6 April 2026

LHA and the benefit cap
Frozen

Housing support did not move

Standard allowance

2025/26 against 2026/27

Household2025/262026/27
Single, under 25£316.98£338.58
Single, 25 or over£400.14£424.90
Couple, both under 25£497.55£528.34
Couple, one 25 or over£628.10£666.97
  • Uprated above inflation, part of a multi-year commitment to raise it in real terms.
What else moved

2025/26 against 2026/27

Figure2025/262026/27
Child element, per child£292.81£303.94
Carer element£201.68£209.34
Work allowance, with housing£411.00£427.00
Work allowance, no housing£684.00£710.00
Benefit cap earnings exemption£846.00£881.00
  • The benefit cap earnings threshold moved even though the cap itself did not.
What stayed exactly the same

All three affect housing

FigureStatus
Local Housing AllowanceFrozen since April 2024
Benefit capFrozen again
Under-occupancy reductions14% and 25%
Capital limits£6,000.00 and £16,000.00
Taper55%
  • For a private renter whose rent rose since 2023, the frozen cap can outweigh the allowance increase.

Need the figure for your own household?

Run your own answers through the calculator and get the element-by-element working, not just the total.

Free, no sign-up, nothing stored.

Questions

Frequently asked questions

The questions readers ask most about everything that changed in universal credit in april 2026.

References

Sources

Figures on this page are taken from the following primary sources and were last checked on 7 September 2026.

Go deeper

Related resources

The calculator that applies this, and the guides that pick up where it stops.

Calculator
The calculator that applies everything on this page to your own household, element by element.
Open the calculator
Guide
The reference page: every step in order, from the standard allowance to the taper, with the 2026/27 figures.
Read the guide
Update
The two-child limit, the health element split and the above-inflation uprating, in one place.
See the changes

Read next

Related guides

More on the same topic, for readers who want the next level of detail.

The whole sum in order: standard allowance, elements, capital, work allowance and the 55% taper, with the 2026/27 figures at each step.

Since April 2026 the health element is paid at two rates. Which one you get depends on when you reported your condition, not on the condition itself.

Since 6 April 2026 Universal Credit pays a child element for every child. What changed, when the money arrived, and what to check on your statement.

Reviewed by

MR
Matilda Rose Edwards

Researcher and editor

Researches and maintains the calculators and guides on this site, checking every figure against the rates DWP publishes for the current tax year.

Published Updated