Frequently asked questions
The questions people ask most about the calculators, the figures behind them, and how we handle your data.
Questions
Common questions
Yes. Every calculator on the site is free, requires no sign-up, and works entirely in your browser.
The 2026/27 rates, in force from 6 April 2026. That uprating also ended the two-child limit and split the health element into two rates, and both changes are built into the calculators.
Yes. It ended on 6 April 2026, and Universal Credit now includes a child element for every child you are responsible for, however many there are.
It applies the published element rates, work allowances and the taper to the details you enter. It is an estimate for guidance, not a DWP decision. Sanctions, deductions for advances or arrears, and the benefit cap can all change what you actually receive.
No. The calculation runs in your browser and nothing you enter is sent to or stored on a server.
Treat it as a sanity check that something may be wrong, then ask for a mandatory reconsideration within one month and get advice from a welfare rights service before you go further.
