All calculators

Work out your monthly Universal Credit on 2026/27 rates: standard allowance, housing, children, childcare, health and carer elements, with earnings tapered off.

Find out which of the two Universal Credit health element rates you get after the April 2026 split, and what the difference is worth over a year.

Score the Work Capability Assessment yourself: the 15-point Schedule 6 threshold for limited capability for work, and every Schedule 7 descriptor for LCWRA.

Work out what your savings cost your Universal Credit award each month, which capital band you are in, and the exact point at which entitlement ends.

Work out the Universal Credit child element and disabled child addition for every child you're responsible for, now the two-child limit has ended.

Check if you get the Universal Credit carer element, £209.34 a month in 2026/27, and how Carer's Allowance and the health element change it.

Universal Credit mixed age couple calculator: one of you over State Pension age, one under. See your joint award with the State Pension counted. Free, no sign-up.

Work out your transitional element: your legacy benefits against the indicative Universal Credit amount, the top-up after a migration notice, and how it erodes.

See how much of your rent Universal Credit covers, with real Local Housing Allowance rates for every area in England, Scotland, Wales and Northern Ireland, bedroom entitlement and non-dependant deductions applied.

Work out how many bedrooms Universal Credit says your household needs: the number behind both the LHA cap and the bedroom tax.

Estimate the under-occupancy reduction on a council or housing association rent: the 14% and 25% cuts, and what a spare room costs you over a year.

Universal Credit wages calculator for 2026/27: enter your salary to see take-home pay, your award after the 55% taper, and whether you are better off in work.

Work out your Statutory Sick Pay, £123.25 a week or 80% of earnings if lower, and how much Universal Credit tops it up after the taper.

Compare Universal Credit on Statutory Maternity Pay and on Maternity Allowance, £194.32 a week each, with the new baby's child element added.

Universal Credit calculator for students: how your maintenance loan or grant is spread over the course year, £110 a month ignored, and your term and summer award.

Universal Credit self-employed calculator for 2026/27: your award on real profit and on the minimum income floor, side by side, and what the floor costs.

Work out the Universal Credit childcare element: 85% of registered childcare up to the monthly cap, and what you have to find yourself.

Compare the Universal Credit childcare element against Tax-Free Childcare's top-up, see which pays more for your numbers, and check you can actually get it.

Check whether your gross employed pay reaches the Universal Credit AET of £991 a month, or £1,597 between a couple, and what crossing it changes.

Enter your claim date and see your next 12 assessment periods and their payment dates, monthly or twice a month, with weekend and bank holiday payments moved forward.

See what DWP can take out of your award for advances, arrears and overpayments: the 15% cap and what actually reaches your account.

Work out how much Universal Credit advance or Budgeting Advance you can get, what the monthly repayment costs, and what reaches your account once other deductions are added.

Check whether the benefit cap limits your Universal Credit, how much it cuts, and which exemptions lift it completely.

Work out a Universal Credit hardship payment after a sanction: the daily amount regulation 118 sets, the days it covers, and what you repay afterwards.

Work out how long a Universal Credit sanction lasts, the daily rate it takes at 100% or 40%, and what is actually left of your payment.