All calculators

Work out your monthly Universal Credit on 2026/27 rates: standard allowance, housing, children, childcare, health and carer elements, with earnings tapered off.

Find out which of the two Universal Credit health element rates you get after the April 2026 split, and what the difference is worth over a year.

See how much of your rent Universal Credit covers, with real Local Housing Allowance rates for 174 areas, bedroom entitlement and non-dependant deductions applied.

Work out how many bedrooms Universal Credit says your household needs: the number behind both the LHA cap and the bedroom tax.

Estimate the under-occupancy reduction on a council or housing association rent: the 14% and 25% cuts, and what a spare room costs you over a year.

See what a job actually leaves you with: income tax, National Insurance and the 55% Universal Credit taper applied to a salary, side by side with not working.

Universal Credit for the self-employed, with the minimum income floor applied. See what your award is based on when profit falls below the assumed figure.

Work out the Universal Credit childcare element: 85% of registered childcare up to the monthly cap, and what you have to find yourself.

Enter your claim date and see your assessment periods and the next 12 payment dates, with weekend and bank holiday payments moved forward.

See what DWP can take out of your award for advances, arrears and overpayments: the 15% cap and what actually reaches your account.

Check whether the benefit cap limits your Universal Credit, how much it cuts, and which exemptions lift it completely.