Privacy Policy

Universal Credit Calculator operates the website universalcreditcalculator.co.uk. This policy explains what happens to information when you use the calculators and guides, and what rights you have over it under UK GDPR. It applies to this website only, not to any site we link to.

Nothing. Every calculator on this site runs entirely in your browser using JavaScript. Your income, rent, savings, health condition, household make-up and every other answer you give stay on your device. They are not transmitted to us, not written to a server, not logged, and not retained after you close the tab. There is no account, no sign-up and no saved history, which also means we cannot recover a calculation for you later.

We use Google Analytics 4 to understand how the site is used in aggregate. It records ordinary web analytics, none of which identifies you personally and none of which includes anything you typed into a calculator:

• Pages viewed and how long was spent on them
• Country, from an IP address that Google Analytics anonymises
• Device type, browser and operating system
• How you arrived, for example a search engine or a link

Strictly necessary cookies keep the site working and are set regardless. Google Analytics sets its own cookies to tell repeat visits from new ones. You can block or delete cookies in your browser settings, and the calculators will still work normally because they do not depend on them. We do not use advertising cookies, profiling tools or third-party ad trackers.

We keep this list short deliberately, and it is complete. If we add a service we will name it here and change the date at the top of this page.

• Google Analytics 4, for aggregated traffic analysis
• Our hosting provider, which processes standard server request logs

This site does not currently show advertising, and no advertising network is loaded on any page. If that changes we will name the network here, link to its own privacy policy, and say what data it processes before it goes live.

We do not sell personal information. We do not share it with advertisers or data brokers. We do not build profiles of visitors, and we do not attempt to identify you across other websites. Because the calculators send nothing to a server, we hold no record of any benefit calculation anyone has ever run on this site.

Under UK GDPR you can ask us to give you a copy of any personal data we hold about you, correct it, delete it, restrict how it is used, or object to it being used at all. In practice we hold very little, because the calculators are client side. Email contact@universalcreditcalculator.co.uk to make a request and we will respond within one month. If you are not satisfied, you can complain to the Information Commissioner's Office at ico.org.uk.

This site is aimed at adults making or managing a Universal Credit claim and is not directed at children under 16. We do not knowingly collect personal information from children.

The site is served over HTTPS on every page. No transmission over the internet is completely secure, but since the calculators transmit nothing, there is very little to intercept. We may update this policy, and any change is published here with a new date at the top. Questions go to contact@universalcreditcalculator.co.uk.