Universal Credit Calculator

What is a Work Capability Assessment?

The DWP process end to end: what triggers a referral, the WCA50 form, the assessment itself, and the four decisions it can produce.

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Key takeaways

MR

Reviewed by Matilda Rose Edwards. Researches and maintains every calculator and guide on this site.

Part 1 of 5

What the assessment is for

A Work Capability Assessment decides how far your health condition or disability limits what you can be expected to do, and nothing else. It is not a diagnosis and it is not a ranking of how ill you are. The assessor is a healthcare professional trained as a disability analyst, and their job is to describe function rather than treat you: a precise diagnosis is secondary to what you can and cannot do on an ordinary day. Their report goes to a DWP decision maker, who makes the actual decision on your claim. That split matters more than most people realise. The person you speak to does not decide your award, and the person who decides your award never meets you. Both work from the same written material, which is why what goes on paper counts for so much.

Part 2 of 5

What triggers a referral

You report a health condition when you claim, or as a change of circumstances if you already claim. You can self-certify for seven days; beyond that a fit note is needed. If the condition limits how much work you can do for longer than 28 days, a referral usually follows, and one fit note covering 29 days or more can be enough by itself. Some circumstances remove the need for an assessment altogether. Chemotherapy or radiotherapy for cancer, a hospital stay of 24 hours or more, dialysis and similar treatments, pregnancy where working would create a serious risk, and being prevented from working by law all mean the law treats you as having limited capability for work, or for work and work-related activity, without assessing you. Say so early if one applies to you. Earning above £881 a month can mean no referral is made. Keep providing fit notes until a decision arrives, because a gap can push you back into looking for work.

Check the date on the figures

Universal Credit rates are uprated every April. Check the last-updated date at the top of this page before you rely on any amount here, and run your own household through the calculator rather than reading across from an example.

Part 3 of 5

Filework, the stage most people never see

Before anyone books an appointment, a healthcare professional reads the file. This stage is called filework, and it decides whether a full assessment is needed at all. Where the questionnaire and the evidence with it already show severe functional restriction, or one of the special circumstances such as cancer treatment or nearing the end of life, the advice can go straight to the decision maker with no interview. The professional can also request further medical evidence from anyone involved in your care, but only where you have given consent, and you can withdraw that consent at any point. If the file does not settle it, you are contacted and an appointment is arranged. Where a claimant has a mental health problem an assessment is normally carried out even if the questionnaire never came back.

Part 4 of 5

The assessment itself

A full assessment happens by telephone, by video link or face to face, usually at an assessment centre and in rare cases at home. You are sent a letter with the date, time and channel, plus a leaflet if you are asked to attend in person. You can have someone with you, and they can take notes. Telephone and face to face assessments are audio recorded as standard unless you opt out, which you can do before or during; video assessments have no recording facility. The professional works through the same activities the questionnaire covered, asks about your medication, treatment, a typical day and your previous work, and writes a report. Do not treat the appointment as the whole case. It is one more piece of evidence sitting alongside the form and anything you sent with it.

Part 5 of 5

The four decisions

You are sent a decision saying one of four things. Fit for work adds nothing and leaves a claimant commitment that expects you to look for work suitable for your condition. Limited capability for work means you must prepare for work but not look for it yet, and for almost everyone it adds nothing either, because that element closed to new claims on 3 April 2017. Limited capability for work and work-related activity is the health element, £217.26 or £429.80 a month depending on when you declared the condition. The fourth outcome is LCWRA with a severe, lifelong condition, which carries the higher rate and normally means no further assessment. Whichever it is, your claimant commitment is rewritten around it.

Rates

The figures behind this guide

Every amount here is 2026/27 and is read from the same table the calculators use, so the page and the tool cannot drift apart.

Possible decisions
4

Fit for work, LCW, LCWRA, LCWRA with a severe condition

The threshold for LCW
15 points

Physical, mental, or a combination

Unfit before a referral
28 days

Faster for cancer, dialysis and hospital stays

Health element, higher rate
£429.80

A month, on top of the standard allowance

The four decisions

What the letter can say

DecisionWhat it means
Fit for workLook for work suitable for your condition
Limited capability for workPrepare for work, but not required to look
LCWRANo work-related requirements at all
LCWRA, severe lifelong conditionAs above, and normally no reassessment
  • You can work if you feel able to, whichever decision you get.
What each decision adds

Monthly, 2026/27

DecisionAdded to your award
Fit for workNothing
Limited capability for workNothing, for claims from 3 April 2017
LCWRA, lower rate£217.26
LCWRA, higher rate£429.80
  • Either LCWRA rate also brings a work allowance of £427.00 a month with housing, £710.00 without, and lifts the benefit cap.
The three channels

The provider chooses, based on the file

ChannelWhat to expect
TelephoneInterview only, audio recorded unless you opt out
Video linkInterview only, no recording facility
Face to faceAssessment centre, or at home in rare cases
  • You can bring someone with you, and they can take notes.

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Questions

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References

Sources

Figures on this page are taken from the following primary sources and were last checked on 7 September 2026.

Go deeper

Related resources

The calculator that applies this, and the guides that pick up where it stops.

Calculator
The calculator that applies everything on this page to your own household, element by element.
Open the calculator
Guide
The reference page: every step in order, from the standard allowance to the taper, with the 2026/27 figures.
Read the guide
Update
The two-child limit, the health element split and the above-inflation uprating, in one place.
See the changes

Read next

Related guides

More on the same topic, for readers who want the next level of detail.

The UC50 and ESA50 have been replaced by one form, the WCA50. What it asks, what evidence to send with it, and what happens if it goes back late.

What the descriptors actually test: reliability, repeatability and safety. Why a bare tick loses points, and why accuracy beats emphasis every time.

One descriptor is enough for LCWRA. Substantial risk is a separate route in, and the severe conditions criteria are what protect the higher rate.

Reviewed by

MR
Matilda Rose Edwards

Researcher and editor

Researches and maintains the calculators and guides on this site, checking every figure against the rates DWP publishes for the current tax year.

Published